Knowledge Center

The holiday shopping season is upon us. Sales are everywhere and so are the scammers trying to ruin your holidays. Here are a few tips to keep yourself safe while shopping: Most of us receive emails from retailers about special offers during the holidays. Cyber criminals will often send phishing emails— designed to look like […]

Please be aware of a text message scam where the scammer is impersonating Ennis State Bank and/or Trinity Capital Bank asking you to verify a transaction by responding “YES” or “NO”. Ennis State Bank/Trinity Capital Bank of Texas will NEVER text you to verify a transaction. Your security is our top priority, and we want […]

Have you received a postcard or letter about a time-sensitive issue with your mortgage urging you to call an unknown phone number? If you have, you are not alone, as scammers all across the country are pulling public data records to target you and your information. The first thing to understand is that these mailings […]

Have you seen an advertised interest rate that seems too good to be true? Well, it probably is. The “bait-and-switch” is a classic mortgage scam tactic to lure consumers in with incredibly low rates (compared to market rates) or exceptionally favorable terms. Once the lender lures you into the process, the terms suddenly change, and […]

Tech support scammers want you to believe you have a serious problem with your computer, like a virus. They want you to pay for tech support services you don’t need, to fix a problem that doesn’t exist. They often ask you to pay by wiring money, putting money on a gift card, prepaid card or […]